Structural Risks That Could Affect Your Property’s Value (and Your Loan Security) Buying a home is one of the biggest financial commitments most people will ever make. That’s why the condition of the property matters just as much as the price. Hidden structural risks can lower a property’s value, make it harder to sell, and […]
How to Use Your Building Inspection Report to Strengthen Your Loan Application Securing finance is one of the biggest steps in the property journey. Most buyers know they’ll need income checks, savings history, and a valuation — but fewer realise that the condition of the property can also affect the process. Hidden structural risks or […]
How to Finance an Off-the-Plan Luxury Property Without Overstretching Buying off-the-plan is increasingly popular in Hobart, especially with new luxury townhouse developments. But financing an off-the-plan property is very different from buying an existing home — and if you’re not careful, it’s easy to overstretch. Unlike a standard purchase, off-the-plan contracts involve a long gap […]
How Lenders Assess Property Condition and Presentation When most people think about applying for a loan, they focus on their savings history, income, and credit score. While those are critical, there’s another key factor many buyers overlook: the property itself. From the lender’s perspective, the home is the collateral for your mortgage. That means its […]
The Reserve Bank has delivered another round of interest rate relief, cutting the official cash rate by 0.25% — from 4.10% to 3.85%.
Refinancing jumps 12.5% as lenders compete with better rates and cashback offers—now’s the time to review your home loan.
The re-elected Labor government’s housing policies bring renewed opportunities for first-home buyers and current homeowners alike.
Here are some quick tips on navigating home loan requirements and your local mortgage broker can simplify the process.
Here are a few ways you can give your finances and home goals a seasonal refresh.
Recent global market turmoil has sparked renewed debate among economists and financial experts about the future of interest rates.
This guide explains what Capital Gains Tax (CGT) is, how to calculate it, and how you can use the ATO’s CGT calculator and record keeping tool to make the process easier.
If you own or are planning to buy vacant land in Australia, it’s vital to understand how recent tax rules affect your ability to claim deductions.
