about fortify loans

Local mortgage brokers in Hobart, working for all Tasmanians

Fortify Loans is a Tasmanian-based mortgage brokerage helping people buy, refinance, and invest with clarity and confidence.
TRUST & TRANSPARENCY AT THE FOREFRONT

About Fortify Loans

Based in Hobart, we work with people across Tasmania, providing clear, personalised home loan advice that reflects local property markets, local conditions, and local priorities.

Because when you’re making one of life’s biggest financial decisions, it helps to work with someone who actually understands where you live.

Supporting Tasmanians in our own backyard

Local knowledge, local advantage

Tasmania’s property market has its own rhythm. What works on the mainland doesn’t always apply here.

Because we work with Tasmanian buyers every day, we understand:

  • How lenders view Tasmanian properties

  • The realities of buying in Hobart and regional areas

  • State-specific grants, guarantees, and incentives

  • Lending strategies that support long-term flexibility

That local insight helps avoid surprises and builds stronger outcomes.

Our Hobart-based broker team

Introducing our Hobart-based broker team, proudly supporting locals across Tasmania with over 20+ years of combined industry experience.
Kaya Geale - Hobart Mortgage Broker

Kaya Geale

Kaya brings a dynamic and innovative approach to the firm, with five years of experience in banking and finance.

Specialising in diverse areas such as first home buyers, seasoned investors, SMSF deals, and anything in between, Kaya’s expertise has been recognised with the Rising Star Award from Outsource Financial in 2023.

Holding a Diploma of Finance and Mortgage Broking Management and being a member of the FBAA, Kaya’s commitment to delivering exceptional client service and his fresh perspective are integral to the company.

Credit Representative Number: 546469

Riley May

With seven years in banking and finance, including roles at MyState Bank and Westpac Bank, Riley May has made a significant impact in mortgage broking. His accolades include the Rising Star Award from outsource Financial and a nomination for the 2024 Young Gun Broker of the Year at the Australian Mortgage Awards.

Riley’s broad expertise covers everything from first home buyers to retirees seeking to downsize. An avid golfer, Riley holds a Diploma of Finance and Mortgage Broking Management and is a respected member of the FBAA, bringing strategic insight and a client-focused approach to our firm.

Credit Representative Number: 544585
cam brumby - Fortify loans

Cam Brumby

Cam Brumby offers a wealth of experience with a background that spans seven years in mobile home lending at MyState Bank and prior work in car finance.

His extensive knowledge of government grants and schemes makes him a valuable resource for first-time home buyers. 

Cam holds a Diploma of Finance and Mortgage Broking Management and is a dedicated member of the FBAA. His deep industry insight and commitment to client success are key elements in driving our firm's excellence.

Credit Representative Number: 558639
DON’T JUST TAKE IT FROM US

Things people say about us

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Kim Woulleman
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Riley May at Fortify is fantastic. He made the whole process of refinancing so simple for us. His friendly nature and an abundance of patience when it came to my many questions was amazing. Thanks Riley 😊
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Tegan Hailey
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I couldn’t be happier with the service we received from Kaya at Fortify Loans. From the very beginning, he was professional, knowledgeable, and incredibly responsive. We were working against a tight deadline to have everything finalised before the end of the financial year, and he went above and beyond to make it happen. I highly recommend his services. Thanks again for making it happen!
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brit jenkins
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We recently worked with our financial adviser Cam to refinance an existing commercial loan and structure it alongside our new investment loan. The advice and support throughout the process were outstanding.
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Linc Reynolds
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I was recommended Cam Brumby by a mutual friend, and it is genuinely hard to put into words just how good he was throughout the entire process. Cam helped navigate tricky visa issues, lender complications and guarantor requirements, all on very short notice. That saga alone would have been enough for a five star review. On top of that, I unknowingly brought an incredibly difficult ( putting it lightly ) conveyancer into the process which made the final few weeks before settlement far more stressful than they needed to be. Cam was forced to deal with problems that really were not necessary nor part of his job description and handled it with complete professionalism, patience and persistence. He went above and beyond effectively guiding the process through to the very end when I was completely lost and unsure what to do ( along with my conveyancer…) I can honestly say I would not have ended up with our house if it were not for Cam’s help. He was also incredibly responsive and upbeat throughout everything. Over Easter, weekends and while he was away. I must have emailed him what felt like a thousand times and he always got back to me quickly and calmly. Writing this review doesn’t do justice to just how helpful, approachable and reassuring he was. I hope whoever reads this has a smoother case than mine but if your situation is difficult or complicated I can guarantee you will be in the best possible hands with Cam. I cannot recommend him highly enough.
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Hayden Miller
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Can’t rate Riley highly enough, always more than happy to help! He is knowledgeable and reliable, wouldn’t go past his services!
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jake vincent
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Kaya was awesome to work with. He provided real time updates and every question we had he supported us through. The loan we required was somewhat complex but Kaya did a great job of keeping us informed and clearly explaining our options.
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Sidney Vincent
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We recently refinanced through Kaya and honestly couldn’t recommend him more highly. He made the entire process feel incredibly easy and stress-free — definitely the smoothest refinancing experience we’ve ever had. He was professional, friendly, laid-back, and kept us updated regularly throughout the whole process so we always knew what was happening. Nothing ever felt too hard and he was always happy to answer questions. Such a genuinely nice guy and someone we’d happily recommend to anyone looking for a mortgage broker!
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Jordan Cooke
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Kaya Geale from Fortify Loans was amazing throughout the entire process of buying our first home. Great communication went above and beyond to contact us, real-estate agents and conveyancers whenever required! Gave us great information and ideas that best fit our position! Thanks again, will definitely recommend to anyone looking for a loan to here!
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misssstars
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We cannot recommend Kaya highly enough! Kaya has been our broker since we purchased our first home three years ago, and from day one he has gone above and beyond for us. Even after settlement, he continued checking in every six months to see how we were going, knowing our long-term goal was to purchase an investment property. That level of genuine care and ongoing support is something you rarely find. Most recently, Kaya helped us refinance and secured us an unbelievable interest rate that we honestly didn’t think was possible. We are now in the planning stages of purchasing an investment property in the next 12 months, and we wouldn’t trust anyone else to guide us through that process. No question was ever too silly, and Kaya always took the time to explain everything clearly in a way we could understand, making what can be a very overwhelming process feel simple and stress-free. He even went the extra mile to assist us in finding a great insurance company for our home insurance — proof that he genuinely cares about helping his clients beyond just the mortgage side of things. If you are looking for a broker who is knowledgeable, responsive, patient, and truly invested in helping you achieve your financial goals, Kaya is your guy. Highly, highly recommend!
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Victoria Ling
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Kaya was fantastic to work with throughout the whole process. He was incredibly honest with his recommendations when it came to different banks, which made it much easier to feel confident in the decisions I was making. He was also very prompt in getting back to me whenever I had questions, which I really appreciated. What stood out most was how well he explained everything—he broke down complex concepts in a clear and simple way, helping me understand my options and make informed choices. On top of that, he has great contacts and was able to connect me with the right people for other aspects of purchasing a property. I’d highly recommend Kaya to anyone looking for a reliable, knowledgeable, and supportive broker.
A straightforward way to get started

Creating value through variety

Everyone’s path to homeownership or investment is different, and we’re here to make yours as smooth as possible. From first-time buyers to seasoned investors, we’ve got a wide range of loan options designed to suit Tasmanians just like you.

Our friendly, experienced team combines years of industry know-how with a deep understanding of the local market to offer personalised solutions that truly deliver. Whether it’s a low-deposit loan, construction financing, or debt consolidation, we’ll work with you to find the right fit for your goals.

No matter where you’re at in your journey, we’re here to help take the guesswork out of the process. We value trust, transparency, and hard-work, and we’d like to think our clients do too. When you are ready we would love to help you get started.

man in blue polo shirt sitting on chair
TASMANIAN FINANCE SPECIALISTS

How We Help Tasmanians

Home loans

Whether it’s your first home, or your fifth, we’re here to guide you through the process of securing the loan that suits you.

Refinancing options

Time to refinance your home loan?

Here's how you can potentially save on your home loan.

Investment loans

We’ll help you secure a tailored loan to assist you in maximising your investment potential. A win for you is a win for us.

Construction loans

Got big plans to build your dream home?

We can help you make it happen.
FAQs

What locals often ask us

If you’re buying, refinancing, or investing in Tasmania, these answers should help clarify your next steps.

The amount you can borrow depends on several factors, including your income, expenses, existing debts, and the type of loan you're seeking. Here's how it typically works:

Income and Employment: Lenders will look at your gross income, job stability, and employment history to determine your borrowing capacity.

Expenses and Debts: Your regular expenses and any existing debts (like credit cards, car loans, etc.) will be considered to understand your financial commitments.

Credit Score: A good credit score can increase your borrowing power, as it shows lenders that you're a reliable borrower.

Loan Type and Terms: The type of loan and its terms (fixed or variable rate, loan term, etc.) will also impact how much you can borrow.

Deposit and Equity: The amount of deposit you have saved or the equity in your current property can affect the loan amount.

If you just like quick numbers, use our borrowing power calculator or chat with one of our friendly Fortify Loans brokers who can provide personalised guidance based on your unique situation.

Yes, Fortify Loans is proudly based in Hobart, Tasmania.

While we work with clients right across the country, our roots are firmly local, and we love helping Tasmanians navigate the property and finance landscape. Whether you’re buying your first home, refinancing, or investing, you can count on local knowledge and personalised support every step of the way.

Want to chat in person? Just let us know, we’re always happy to meet face-to-face.

Our focus is on supporting Tasmanians. While we can assist with loans for interstate properties, we primarily work with people living in Tasmania or buying property here, including Hobart and surrounding regions.

Local knowledge matters. A Hobart-based mortgage broker understands how lenders assess Tasmanian properties, local market conditions, and state-specific grants and incentives. This can make a real difference to loan structure, approval strength, and long-term outcomes.

Absolutely. We regularly help first home buyers across Hobart and Tasmania navigate grants, guarantees, deposit options, and lender requirements. We focus on clear guidance so you can move forward with confidence, without feeling rushed.

Yes. We help Tasmanian homeowners review and refinance their home loans, whether you’re looking to reduce repayments, access equity, or restructure your loan to better suit your current situation.

Yes. Fortify Loans works with property investors buying in Tasmania and interstate. We help structure loans to support cash flow, flexibility, and long-term portfolio goals, rather than just chasing the lowest rate.

Not at all. While we’re based in Hobart, we work with clients across Tasmania via phone and online meetings. If an in-person chat suits you, we’re happy to arrange that too.
What to expect

Building a name you can trust

Expert Guidance

Our knowledgeable brokers guide you through every step of the mortgage process, providing clear and honest advice to help you make informed decisions.

One-Touch Convenience 

Provide your information once, and we'll handle all the tricky paperwork, making the process as smooth and hassle-free as possible.

No Cost to You

Our services come at no cost to you. We are paid directly by the lenders when you secure a loan through us, with no extra fees or higher interest rates.

IMPORTANT INFO

Fortify Loans Pty Ltd (ABN 51679738786 and Credit Representative Number 546469) is authorised under Australian Credit Licence 384324.
*Individual lenders may charge fees to the customer.

This website provides general information only. Our content does not constitute legal, tax or financial advice and has been prepared without taking into account your objectives, financial situation or needs. You should always consider whether any loan or financial decision is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product.

All applications are subject to lender assessment and approval. Cashback offers may be provided by some lenders and may only be available for particular products, terms and conditions apply.

Any information provided does not constitute an offer of credit and are examples of what may be available to you based on the information available. It does not take into account any product features or any applicable fees. Lending criteria and the basis upon which we assess what you may be able to afford may change at any time without notice. For Fixed Rate home loans, break costs may be payable which can be significant if you change the whole or part of your fixed rate loan or where additional or early repayments are made during the fixed rate period.

ACKNOWLEDGEMENT OF COUNTRY

In the spirit of reconciliation, we acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respect to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples today.