We’re dedicated to making property ownership accessible and straightforward for every Australian.
Whether you're buying your first home, expanding your property portfolio, growing a business or refinancing an existing loan, we're here to help.
Buying your first home is a huge milestone, and we’re here to make the process smooth and stress-free.
From understanding government grants to securing the right loan, we’ll guide you every step of the way. Our goal is to help you find a loan that fits your budget and long-term goals, so you can step into homeownership with confidence.
Lets turn your first home dream into a reality
Whether you’re upsizing, downsizing, or relocating, finding the right home loan is key to making your next move seamless.
We’ll help you navigate your options, from bridging loans to offset accounts, ensuring your new home fits your lifestyle and financial goals.
We take care of the details, so you can focus on your next chapter.
A smart property investment starts with the right loan. We work with you to secure tailored finance solutions that help maximise your returns while keeping costs manageable. Whether you’re a first-time investor or expanding your portfolio, we provide expert guidance to set you up for long-term success.
Your investment success is our priority
The amount you can borrow depends on several factors, including your income, expenses, existing debts, and the type of loan you're seeking. Here's how it typically works:
Income and Employment: Lenders will look at your gross income, job stability, and employment history to determine your borrowing capacity.
Expenses and Debts: Your regular expenses and any existing debts (like credit cards, car loans, etc.) will be considered to understand your financial commitments.
Credit Score: A good credit score can increase your borrowing power, as it shows lenders that you're a reliable borrower.
Loan Type and Terms: The type of loan and its terms (fixed or variable rate, loan term, etc.) will also impact how much you can borrow.
Deposit and Equity: The amount of deposit you have saved or the equity in your current property can affect the loan amount.
If you just like quick numbers, use our borrowing power calculator or chat with one of our friendly Fortify Loans brokers who can provide personalised guidance based on your unique situation.
