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Medico Lending Specialists

At Fortify Loans we specialise in Professional Loans for frontline health and medical professionals.

Finance Solutions for Tasmania’s Health and Medical Professionals

We specialise in helping busy professionals across Tasmania access competitive home loans, investment finance, and tailored lending options, backed by personalised service and local expertise.

Get Started Here

Fill out the form for advice on buying your first home, or if you already own property, receive a free property report.

  • Discounted Interest Rates
  • LMI Fee Waiver
  • Larger Loans & Smaller Deposits
  • Better, Faster, Tailored Service
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What are you interested in?

Add your details so we can send you a complimentary property report plus details on discounted refinance rates, unlocking equity and zero LMI loans.

Add your details so we can send you a complimentary brochure on how to borrow up to 100% of the property value and access discounted rates with zero LMI.

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Fortify Loans offers tailored finance solutions for doctors, nurses, and allied health professionals across Australia.
With access to over thirty lenders, we’ll help you select a loan that best suits your unique situation, coordinating your application from start to finish with a dedicated specialist with you every step of the way.​
  • Discounted Interest Rates
  • LMI Fee Waiver
  • Larger Loans & Smaller Deposits
  • Better, Faster, Tailored Service
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Don’t quite have 20% deposit saved for your home loan?

If you’re a registered doctor, nurse, midwife or other medical professional earning at least $90k a year, you may qualify for a healthcare professional loan with a low deposit of only 5-10%.
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You could save thousands when your LMI is waived.

Our lenders are offering to waive Lenders Mortgage Insurance on home loans for Registered midwives, nurses or medical professionals. That's a $15,674 saving on a $630k loan.
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Get exclusive access to discounted interest rates

Borrowing over $250,000? You may qualify for a professional package, which could mean further discounts are available to the standard variable rate or fixed rate on your loan.

Not sure where to start?

Why not try out one of our many free calculators to get an idea on what you can borrow and more.

Borrowing power Calculator

I want to calculate how much I can borrow

Suss out your borrowing capacity so you can start planning that purchase.
Calculate now
Stamp duty Calculator

I want to calculate the stamp duty I will have to pay

Estimate how much stamp duty you could have to pay so you can make your dream home a reality
Calculate now
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FAQs

Lenders Mortgage Insurance (LMI) is a fee you may have to pay when purchasing, refinancing or building and you are borrowing more than 80% of a property's value.

We work with a wide range of health and medical professionals across Tasmania, including GPs, specialists, surgeons, nurses, dentists, pharmacists, allied health workers, and more. If you hold a recognised qualification and work in the healthcare sector, we can likely assist.

Many lenders offer exclusive loan products with reduced interest rates, waived LMI (Lenders Mortgage Insurance), and other benefits specifically for medical professionals. We help you access these offers and negotiate the best deal based on your unique circumstances.

Here’s how much you save on LMI fees:
Property Value Loan Amount LVR LMI Premium Saved*
$700,000 $630,000 90% $15,674
$800,000 $720,000 90% $17,913
$900,000 $810,000 90% $20,152
$1 million $900,000 90% $22,392

*Results are based on a new purchase of a home as a primary place of residence in the state of New South Wales.

If you're buying a home, you'll need to have at least 5% of the purchase price of the house as a deposit. This means that for a $400,000 purchase, you'll need a deposit of at least $20,000. Aside from that, you may need an additional 5% of the purchase price to cover your purchasing costs. These mainly include government fees such as stamp duty and other costs like conveyancing fees and LMI.

This will depend on your unique situation but generally speaking as a nurse, midwife or medical professional you could be able to borrow up to 90% of the property value. You can work our your borrowing power using our calculator or fill in the form on this page and we will work it out for you PLUS provide you with a number of lenders who could service your loan. Another important note is that as a essential services worker, so some lenders will accept 100% of your overtime income. We can discuss how to use this to boost your borrowing power.

IMPORTANT INFO

Fortify Loans Pty Ltd (ABN 51679738786 and Credit Representative Number 546469) is authorised under Australian Credit Licence 384324.
*Individual lenders may charge fees to the customer.

This website provides general information only. Our content does not constitute legal, tax or financial advice and has been prepared without taking into account your objectives, financial situation or needs. You should always consider whether any loan or financial decision is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product.

All applications are subject to lender assessment and approval. Cashback offers may be provided by some lenders and may only be available for particular products, terms and conditions apply.

Any information provided does not constitute an offer of credit and are examples of what may be available to you based on the information available. It does not take into account any product features or any applicable fees. Lending criteria and the basis upon which we assess what you may be able to afford may change at any time without notice. For Fixed Rate home loans, break costs may be payable which can be significant if you change the whole or part of your fixed rate loan or where additional or early repayments are made during the fixed rate period.

CONNECT WITH US

03 6184 7127
info@fortifyloans.com.au

ACKNOWLEDGEMENT OF COUNTRY

In the spirit of reconciliation, we acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respect to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples today.