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Tradies, We've Got Your Loans Covered -Homes, Utes, and Equipment Finance

Whether you're buying or refinancing your home, upgrading your ute, or financing new tools, we’re here to help you get it done, fast and easy.

Tradies

Straightforward finance for Tasmanian tradies

We understand the challenges of irregular income and self-employment. Our job is to make finance simple, fast and tailored to your needs.

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At Fortify Loans we specialise in home loan, car loans, equipment and asset finance loans for Tradies.
With access to over seventy lenders, we’ll help you select a loan that best suits your unique situation, coordinating your application from start to finish with a dedicated specialist with you every step of the way.​
  • Low Rates
  • Quick & Easy Tradie Finance
  • Up to $2,000 cashback*
SETTING THE STANDARD

Building a name you can trust

Loads of Options

Our expert brokers quickly review thousands of home loan options from 70+ leading lenders, narrowing down a choice of three options, tailored to your unique situation. Achieve your financial goals faster with our efficient service.

Rapid Response

Tired of waiting for days to hear back? We value your time and aim to get back to you within hours, seven days a week. Experience prompt, reliable service that keeps you informed every step of the way.

Fast-Tracked Application

We streamline the application process, handling all the tricky paperwork for you. From start to finish, we work quickly to secure your property or refinance your loan, ensuring a smooth and speedy experience.

Not sure where to start?

Why not try out one of our many free calculators to get an idea on what you can borrow and more.

Borrowing power Calculator

I want to calculate how much I can borrow

Suss out your borrowing capacity so you can start planning that purchase.
Calculate now
Stamp duty Calculator

I want to calculate the stamp duty I will have to pay

Estimate how much stamp duty you could have to pay so you can make your dream home a reality
Calculate now
DON’T JUST TAKE IT FROM US

Things people say about us

FAQs

Yes, self-employed tradies can qualify for home loans, including low doc home loans. Lenders may require alternative documentation, such as bank statements or BAS statements, instead of traditional income verification like payslips or tax returns.

Self-employed tradies in Australia can access various loans such as low doc loans, business loans, equipment finance, and vehicle finance. These options allow flexible documentation requirements and tailored repayment plans based on business cash flow and credit history.

Yes, tradies can apply for low doc business loans that don’t require tax returns. Instead, lenders may request alternative documents like bank statements, BAS statements, or a declaration of income to assess your loan application.

Equipment finance allows tradies to purchase essential tools, machinery, or vehicles by spreading the cost over time. This loan type is specifically designed to help tradies grow their business by acquiring equipment with manageable repayments.

Tradies can improve their chances of securing a loan by maintaining a clean credit history, having accurate financial records, demonstrating consistent cash flow, and being in business for at least 6-12 months. Lenders also prefer borrowers who can provide alternative income documentation, such as bank statements.

Tradies can opt for car loans specifically designed for purchasing work vehicles, or use equipment finance if the vehicle is essential to their trade. Both loan options offer flexible terms and competitive interest rates based on the business’s cash flow and credit history.

Equipment finance helps tradies purchase or lease essential tools and machinery without needing upfront capital. This allows businesses to grow and stay operational while making manageable repayments over time, often with tax benefits.

Yes, tradies can use personal loans for business purposes, such as purchasing tools, covering short-term cash flow gaps, or funding smaller business-related expenses. However, a dedicated business loan may offer better rates and terms.
*Cashback offers are subject to lender terms and conditions, eligibility criteria, and availability. Cashback offers may not be available in all cases and are dependent on the specific lender’s promotion. Cashback amounts, if applicable, can vary based on the loan amount, loan type, and lender. The availability of any cashback offer may change or be withdrawn without notice. Please contact us to confirm whether you are eligible for the cashback and for full details on the terms and conditions.

IMPORTANT INFO

Fortify Loans Pty Ltd (ABN 51679738786 and Credit Representative Number 546469) is authorised under Australian Credit Licence 384324.
*Individual lenders may charge fees to the customer.

This website provides general information only. Our content does not constitute legal, tax or financial advice and has been prepared without taking into account your objectives, financial situation or needs. You should always consider whether any loan or financial decision is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product.

All applications are subject to lender assessment and approval. Cashback offers may be provided by some lenders and may only be available for particular products, terms and conditions apply.

Any information provided does not constitute an offer of credit and are examples of what may be available to you based on the information available. It does not take into account any product features or any applicable fees. Lending criteria and the basis upon which we assess what you may be able to afford may change at any time without notice. For Fixed Rate home loans, break costs may be payable which can be significant if you change the whole or part of your fixed rate loan or where additional or early repayments are made during the fixed rate period.

CONNECT WITH US

03 6184 7127
info@fortifyloans.com.au

ACKNOWLEDGEMENT OF COUNTRY

In the spirit of reconciliation, we acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respect to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples today.