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Calculate Your Home Equity and See How You Can Use It Today

Find out how much equity you may be able to access from your home loan. 

Quickly calculate how much equity you could cash out

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Unlock Equity (New - Single Capture)
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Don't know your property's true value?

Access Equity with Ease

Imagine turning your home loan from a monthly expense into a powerful financial resource. With every payment you make, you’re building up equity in your home, and that equity can be put to work for you.
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Loads of Options

Unlock the potential of your home with the equity you’ve built. It’s the portion of your property’s value that’s fully yours, ready to use. Whether it's funding a renovation, securing a new property, or consolidating debt, find out how much you can access today.
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We Help Unlock Equity

Our Home Loan Refinances specialists provide a complimentary property report to help you discover if you can boost your equity, ensuring you unlock the full potential of your property.
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Sit Back & Relax

We take care of everything for you — from preparing your application to negotiating with the banks — ensuring a smooth process that maximizes your chances of fast approval, all with minimal effort on your end.

What is Home Equity?

Home equity is the difference between the current market value of your property and the amount you still owe on your home loan. As you pay down your loan and your home’s value increases, your equity grows.

Your accumulated equity opens up a world of opportunities:

  • Reduce debt: Consolidate high-interest debts and pay them off faster with a lower-rate equity loan.
  • Renovations: Transform your home and increase its value.
  • Investment Property: Use your equity as a deposit for a new investment.
  • New Car: Drive away in that new car you’ve been dreaming about.
  • Dream Vacation: Take your family on that once-in-a-lifetime trip.
Calculate Your Home Equity

We negotiate with 70+ the major lenders on your behalf to get you a great rate loan

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We don't charge to help you access your home equity.

Using Fortify Loans to access your equity is a complimentary service. We do not charge you a thing. Read that again. No costs from us.

When you use a broker to help find a better rate, refinance or unlock your home equity we get paid by the banks once the loan settles. So calculate your equity now and we will let you know what you can access and how much you could save on a refi to access it.

Want more? Well, when you deal with us, you get a dedicated Mortgage Broker to manage the entire loan process for you.
Calculate Your Home Equity
DON’T JUST TAKE IT FROM US

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FAQs

Your equity is the difference between your property’s current market value and what you still owe on your home loan. We’ll help you estimate this by providing a free property report and reviewing your current loan.

Plenty of things! Some of the most common uses include funding renovations, buying an investment property, consolidating debt, or covering big life expenses like a new car or holiday.

In most cases, yes. Refinancing helps unlock your equity by restructuring your loan to reflect your updated property value and borrowing needs. We’ll walk you through the options to make sure it’s worth doing.

Generally, lenders will let you borrow up to 80% of your property’s value, minus whatever you still owe. Every situation is different though, so we’ll take a look at your property, goals, and lender policies to give you a clear answer.

It can, depending on how much you borrow and how your new loan is structured. That said, we’ll always look at your budget and run the numbers so you can make an informed decision. No surprises.

IMPORTANT INFO

Fortify Loans Pty Ltd (ABN 51679738786 and Credit Representative Number 546469) is authorised under Australian Credit Licence 384324.
*Individual lenders may charge fees to the customer.

This website provides general information only. Our content does not constitute legal, tax or financial advice and has been prepared without taking into account your objectives, financial situation or needs. You should always consider whether any loan or financial decision is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product.

All applications are subject to lender assessment and approval. Cashback offers may be provided by some lenders and may only be available for particular products, terms and conditions apply.

Any information provided does not constitute an offer of credit and are examples of what may be available to you based on the information available. It does not take into account any product features or any applicable fees. Lending criteria and the basis upon which we assess what you may be able to afford may change at any time without notice. For Fixed Rate home loans, break costs may be payable which can be significant if you change the whole or part of your fixed rate loan or where additional or early repayments are made during the fixed rate period.

CONNECT WITH US

03 6184 7127
info@fortifyloans.com.au

ACKNOWLEDGEMENT OF COUNTRY

In the spirit of reconciliation, we acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respect to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples today.